EPF (Employee’s Provident Fund) is a government-backed retirement savings scheme managed by the Employees’ Provident Fund Organisation (EPFO) under the Ministry of Labour and Employment, Government of India. It is mandatory for salaried employees earning a basic salary of up to ₹15,000 in organizations with 20 or more employees. Under this scheme, both the employee and employer contribute 12% of the employee’s basic salary every month into the EPF account. This amount earns interest and can be withdrawn at the time of retirement, resignation, or under specific conditions like medical emergencies, marriage, or home loan repayment.
What is an EPF Claim?
An EPF (Employees’ Provident Fund) claim is a request to withdraw your EPF savings, either partially or fully. This could be for:
- Final settlement after retirement/resignation
- Partial withdrawal (marriage, medical, education, house)
- Pension withdrawal
- PF advance during emergencies
Once you apply, it usually takes 7–10 working days for the amount to get credited. But during peak periods, delays are common — which makes it essential to track your EPF claim status.
4 Quick & Verified Ways to Check EPF Claim Status Online in 2025
1. Via EPFO Member Portal
Website: https://www.epfindia.gov.in
Steps:
- Go to the EPFO Portal and click on ‘For Employees’ under the Services tab.
- Choose ‘Know Your Claim Status’.
- Log in using your UAN (Universal Account Number) and password.
- Select the relevant Member ID.
- You’ll see the real-time status of your claim – whether it’s under process, approved, or settled.
Bonus Tip: Make sure your UAN is activated and linked with KYC (Aadhaar, PAN, bank account).
2. Using UMANG Mobile App (Most Popular in 2025)
Steps:
- Download the UMANG app from the Play Store or App Store.
- Log in with your mobile number linked to UAN.
- Go to EPFO → Employee Centric Services → Track Claim Status.
- Enter your UAN.
- Status is displayed instantly with date-wise tracking.
Why this rocks: You can track multiple claims and even download passbooks.
3. By Sending an SMS
SMS Format:EPFOHO UAN <LAN> (e.g., EPFOHO UAN ENG)
Send To: 7738299899
Note: Your mobile number must be registered with UAN. You’ll get a message with your latest claim status.
Languages supported: English, Hindi, Tamil, Telugu, Malayalam, Punjabi & more.
4. By Giving a Missed Call
Number: 9966044425 (Toll-Free)
Call from your UAN-registered number, and you’ll receive an SMS reply with your EPF claim details.
Free and works 24/7, even without internet!
EPF Claim Status Meaning Explained
| Status Shown | Meaning |
|---|---|
| Under Process | Your claim is being reviewed |
| Approved for Payment | EPFO has approved it; payment in 1-3 days |
| Settled | Money has been sent to your bank |
| Rejected | Check reason and reapply |
Common reasons for rejection:
- Incorrect bank details
- KYC not verified
- Incomplete documentation
Also Read: Filing ITR in 2025? Old vs. New Tax Regime: Don’t File Your ITR Without Reading This
Important Points to Remember
- Ensure KYC details (Aadhaar, PAN, bank account) are verified under UAN.
- Use only one mode (online/app/SMS) at a time to avoid confusion.
- If your claim is stuck for more than 15 days, contact the EPFO regional office or raise a grievance at https://epfigms.gov.in.
FAQs
How long does it take to settle an EPF claim?
Usually 7–10 working days, but delays can happen due to KYC issues or holidays.
Can I check my EPF status without UAN?
No. UAN is mandatory to check EPF claim status through all online methods.
How to update my bank details in EPFO?
Login to the EPFO portal → Manage → KYC → Update bank details and wait for employer approval.
What should I do if my EPF claim status shows ‘Under Process’ for more than 10 days?
If your EPF claim status remains ‘Under Process’ for more than 10 working days, you should:
- Double-check your bank and KYC details in the EPFO portal to ensure they are correct and verified.
- Raise a grievance through the EPFO Grievance Portal (EPFiGMS) for faster resolution.
- Call the EPFO Helpdesk at 1800-118-005 or visit your regional EPFO office for further assistance.
In most cases, delays happen due to incomplete documentation, incorrect bank details, or pending employer verification.
